Last updated: April 15, 2021
Your information when You use the Service and tells You about Your privacy rights and how the law
We use Your Personal data to provide and improve the Service. By using the Service, You agree to
Interpretation and Definitions
The words of which the initial letter is capitalized have meanings defined under the following
conditions. The following definitions shall have the same meaning regardless of whether they appear
in singular or in plural.
Account means a unique account created for You to access our Service or parts of our Service.
Company (referred to as either “the Company”, “We”, “Us” or “Our” in this Agreement) refers to The
Insurance Exchange LLC, 673 1st Ave West N.
Cookies are small files that are placed on Your computer, mobile device or any other device by a
website, containing the details of Your browsing history on that website among its many uses.
Country refers to: Montana, United States
Device means any device that can access the Service such as a computer, a cellphone or a digital
Personal Data is any information that relates to an identified or identifiable individual.
Service refers to the Website.
Service Provider means any natural or legal person who processes the data on behalf of the Company.
It refers to third-party companies or individuals employed by the Company to facilitate the
Service, to provide the Service on behalf of the Company, to perform services related to the
Service or to assist the Company in analyzing how the Service is used.
Third-party Social Media Service refers to any website or any social network website through which
a User can log in or create an account to use the Service.
Usage Data refers to data collected automatically, either generated by the use of the Service or
from the Service infrastructure itself (for example, the duration of a page visit).
Website refers to The Insurance Exchange LLC, accessible from montana.insure
You means the individual accessing or using the Service, or the company, or other legal entity on
behalf of which such individual is accessing or using the Service, as applicable.
Collecting and Using Your Personal Data
Types of Data Collected
While using Our Service, We may ask You to provide Us with certain personally identifiable
information that can be used to contact or identify You. Personally identifiable information may
include, but is not limited to:
First name and last name
Address, State, Province, ZIP/Postal code, City
Usage Data is collected automatically when using the Service.
Usage Data may include information such as Your Device’s Internet Protocol address (e.g. IP
address), browser type, browser version, the pages of our Service that You visit, the time and date
of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data.
When You access the Service by or through a mobile device, We may collect certain information
automatically, including, but not limited to, the type of mobile device You use, Your mobile device
unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile
Internet browser You use, unique device identifiers and other diagnostic data.
We may also collect information that Your browser sends whenever You visit our Service or when You
access the Service by or through a mobile device.
Information from Third-Party Social Media Services
The Company allows You to create an account and log in to use the Service through the following
Third-party Social Media Services:
Google Facebook Twitter
If You decide to register through or otherwise grant us access to a Third-Party Social Media
Service, We may collect Personal data that is already associated with Your Third-Party Social Media
Service’s account, such as Your name, Your email address, Your activities or Your contact list
associated with that account.
You may also have the option of sharing additional information with the Company through Your
Third-Party Social Media Service’s account. If You choose to provide such information and Personal
Data, during registration or otherwise, You are giving the Company permission to use, share, and
Tracking Technologies and Cookies
certain information. Tracking technologies used are beacons, tags, and scripts to collect and track
information and to improve and analyze Our Service. The technologies We use may include:
Cookies or Browser Cookies. A cookie is a small file placed on Your Device. You can instruct Your
browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if You do not
accept Cookies, You may not be able to use some parts of our Service. Unless you have adjusted Your
Flash Cookies. Certain features of our Service may use local stored objects (or Flash Cookies) to
collect and store information about Your preferences or Your activity on our Service. Flash Cookies
are not managed by the same browser settings as those used for Browser Cookies. For more
information on how You can delete Flash Cookies, please read “Where can I change the settings for
disabling, or deleting local shared objects?” available at
Web Beacons. Certain sections of our Service and our emails may contain small electronic files
known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that
permit the Company, for example, to count users who have visited those pages or opened an email and
for other related website statistics (for example, recording the popularity of a certain section
and verifying system and server integrity).
Cookies can be “Persistent” or “Session” Cookies. Persistent Cookies remain on Your personal
computer or mobile device when You go offline, while Session Cookies are deleted as soon as You
close Your web browser. Learn more about cookies: What Are Cookies?.
We use both Session and Persistent Cookies for the purposes set out below:
Necessary / Essential Cookies
Type: Session Cookies Administered by: Us
Purpose: These Cookies are essential to provide You with services available through the Website and
to enable You to use some of its features. They help to authenticate users and prevent fraudulent
use of user accounts. Without these Cookies, the services that You have asked for cannot be
provided, and We only use these Cookies to provide You with those services.
Cookies Policy / Notice Acceptance Cookies
Type: Persistent Cookies Administered by: Us
Functionality Cookies Type: Persistent Cookies Administered by: Us
Purpose: These Cookies allow us to remember choices You make when You use the Website, such as
remembering your login details or language preference. The purpose of these Cookies is to provide
You with a more personal experience and to avoid You having to re-enter your preferences every time
You use the Website.
For more information about the cookies we use and your choices regarding cookies, please visit our
Use of Your Personal Data
The Company may use Personal Data for the following purposes:
To provide and maintain our Service, including to monitor the usage of our Service.
To manage Your Account: to manage Your registration as a user of the Service. The Personal Data You
provide can give You access to different functionalities of the Service that are available to You
as a registered user.
For the performance of a contract: the development, compliance and undertaking of the purchase
contract for the products, items or services You have purchased or of any other contract with Us
through the Service.
To contact You: To contact You by email, telephone calls, SMS, or other equivalent forms of
electronic communication, such as a mobile application’s push notifications regarding updates or
informative communications related to the functionalities, products or contracted services,
including the security updates, when necessary or reasonable for their implementation.
To provide You with news, special offers and general information about other goods, services and
events which we offer that are similar to those that you have already purchased or enquired about
unless You have opted not to receive such information.
To manage Your requests: To attend and manage Your requests to Us.
For business transfers: We may use Your information to evaluate or conduct a merger, divestiture,
restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets,
whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which
Personal Data held by Us about our Service users is among the assets transferred.
For other purposes: We may use Your information for other purposes, such as data analysis,
identifying usage trends, determining the effectiveness of our promotional campaigns and to
evaluate and improve our Service, products, services, marketing and your experience.
We may share Your personal information in the following situations:
With Service Providers: We may share Your personal information with Service Providers to monitor
and analyze the use of our Service, to contact You.
For business transfers: We may share or transfer Your personal information in connection with, or
during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a
portion of Our business to another company.
With Affiliates: We may share Your information with Our affiliates, in which case we will require
any other subsidiaries, joint venture partners or other companies that We control or that are under
common control with Us.
With business partners: We may share Your information with Our business partners to offer You
certain products, services or promotions.
With other users: when You share personal information or otherwise interact in the public areas
with other users, such information may be viewed by all users and may be publicly distributed
outside. If You interact with other users or register through a Third-Party Social Media Service,
Your contacts on the Third-Party Social Media Service may see Your name, profile, pictures and
description of Your activity. Similarly, other users will be able to view descriptions of Your
activity, communicate with You and view Your profile.
With Your consent: We may disclose Your personal information for any other purpose with Your
Retention of Your Personal Data
The Company will retain Your Personal Data only for as long as is necessary for the purposes set
comply with our legal obligations (for example, if we are required to retain your data to comply
with applicable laws), resolve disputes, and enforce our legal agreements and policies.
The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally
retained for a shorter period of time, except when this data is used to strengthen the security or
to improve the functionality of Our Service, or We are legally obligated to retain this data for
longer time periods.
Transfer of Your Personal Data
Your information, including Personal Data, is processed at the Company’s operating offices and in
any other places where the parties involved in the processing are located. It means that this
information may be transferred to — and maintained on — computers located outside of Your state,
province, country or other governmental jurisdiction where the data protection laws may differ than
those from Your jurisdiction.
agreement to that transfer.
The Company will take all steps reasonably necessary to ensure that Your data is treated securely
an organization or a country unless there are adequate controls in place including the security of
Your data and other personal information.
Disclosure of Your Personal Data
If the Company is involved in a merger, acquisition or asset sale, Your Personal Data may be
transferred. We will provide notice before Your Personal Data is transferred and becomes subject to
Under certain circumstances, the Company may be required to disclose Your Personal Data if required
to do so by law or in response to valid requests by public authorities (e.g. a court or a
Other legal requirements
The Company may disclose Your Personal Data in the good faith belief that such action is necessary
Comply with a legal obligation
Protect and defend the rights or property of the Company
Prevent or investigate possible wrongdoing in connection with the Service Protect the personal
safety of Users of the Service or the public
Protect against legal liability
Security of Your Personal Data
The security of Your Personal Data is important to Us, but remember that no method of transmission
over the Internet, or method of electronic storage is 100% secure. While We strive to use
commercially acceptable means to protect Your Personal Data, We cannot guarantee its absolute
Our Service does not address anyone under the age of 13. We do not knowingly collect personally
identifiable information from anyone under the age of 13. If You are a parent or guardian and You
are aware that Your child has provided Us with Personal Data, please contact Us. If We become aware
that We have collected Personal Data from anyone under the age of 13 without verification of
parental consent, We take steps to remove that information from Our servers.
If We need to rely on consent as a legal basis for processing Your information and Your country
requires consent from a parent, We may require Your parent’s consent before We collect and use that
Links to Other Websites
Our Service may contain links to other websites that are not operated by Us. If You click on a
third party link, You will be directed to that third party’s site. We strongly advise You to review
We have no control over and assume no responsibility for the content, privacy policies or practices
of any third party sites or services.
We will let You know via email and/or a prominent notice on Our Service, prior to the change
Policy are effective when they are posted on this page.
By email: email@example.com